干旱区生态环境知识资源中心(Arid): 遥感在种植业保险估损中的应用

Arid

	遥感在种植业保险估损中的应用
其他题名	Remote Sensing Application in Insurance Loss Estimation of Farming Industry
	蒙继华 1; 付伟 2; 徐晋 1; 程志强 1; 董文全 1; 李晓松 1; 赵俊峰 2; 李亚方 3; 毛辉辉 1
来源期刊	遥感技术与应用
ISSN	1004-0323
出版年	2017
卷号	32 期号:2 页码:238-246
中文摘要	农业保险是近年来国家为保障农户利益而颁布的一项政策,在一定程度上增强了农民收入的稳定性,特别是在农业灾害频发的地区,减轻了灾害带来的经济损失。内蒙古地区属于干旱与半干旱区域,降水量偏少,常年遭受旱灾,为国家首批农业保险试点。遥感作为一门新兴空间技术,可以根据作物光谱特征实时监测作物生长状况,可用于保险理赔中损失程度的科学客观评估,减少理赔纠纷。以内蒙古旱灾较严重的库伦旗为例,基于农作物分类与种植面积提取、干旱等级评估、作物长势监测及作物单产与产量评估4个方面综合评估开展2015年种植业方面的农业灾害损失评估,为内蒙古农业保险理赔提供了空间数据支撑与科学的理论依据。实地采样点的数据验证显示,损失程度综合遥感评估结果与实际的损失程度较为一致,可以在更大范围内进行推广。
英文摘要	Agricultural insurance is a policy implemented by the state in order to protect the interest of farmers,which can enhance the stability farmers’income,and mitigate the economic losses caused by disasters in areas with frequent agricultural disasters.Inner Mongolia belongs to arid and semi arid areas,which has less precipitation annually,and is subjected to drought all year round,thus it was selected as the first batch of national agricultural insurance experimental unit.As a new technology,remote sensing can monitor real-time crop growth based on crop spectrum,and it can help to provide scientific and objective evaluation of insurance claims as well as reducing claims dispute.Taking Kulunqi of Inner Mongolia,which suffered greatly to the drought,as study area,this article aim at providing support for agricultural insurance claims of Inner Mongolia based on comprehensive evaluation of four aspects.These four aspects are crop classification and planting area extraction,drought assessment,crop growth monitoring and evaluation of crop yield.The final agricultural disaster losses of planting industry at 2015was estimated based on the combination of the four aspects.According to the validation with field sampling data,the loss estimation from remote sensing assessment is consistent with the actual degree of loss,which can be extended to other areas.
中文关键词	种植业保险 ; 遥感 ; 旱情灾害监测
英文关键词	Insurance of farming industry Remote sensing Drought monitoring
语种	中文
国家	中国
收录类别	CSCD
WOS类目	REMOTE SENSING
WOS研究方向	Remote Sensing
CSCD记录号	CSCD:5982445
资源类型	期刊论文
条目标识符	http://119.78.100.177/qdio/handle/2XILL650/236879
作者单位	1.中国科学院遥感与数字地球研究所, 中国科学院数字地球重点实验室, 北京 100101, 中国; 2.中国人民财产保险内蒙古自治区分公司, 呼和浩特, 内蒙古 010010, 中国; 3.中国地质大学(北京), 北京 100083, 中国
推荐引用方式 GB/T 7714	蒙继华,付伟,徐晋,等. 遥感在种植业保险估损中的应用[J],2017,32(2):238-246.
APA	蒙继华.,付伟.,徐晋.,程志强.,董文全.,...&毛辉辉.(2017).遥感在种植业保险估损中的应用.遥感技术与应用,32(2),238-246.
MLA	蒙继华,et al."遥感在种植业保险估损中的应用".遥感技术与应用 32.2(2017):238-246.